Digitize your rental process — from lease to move-out.Book a demo →
Oscar
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Before vs After

What changes when the rental process is digital.

The same lease — without the paperwork, the chasing, or the disputes.

The old way
  • Paper leases & PDF chains
  • Rent chased by text & Zelle
  • Anonymous applicants
  • "He said / she said" deposits
  • Spreadsheet tenant history
With Oscar
  • E-signed lease, versioned & timestamped
  • Auto-collected ACH, auto-receipted
  • KYC-verified identity, on record
  • Itemized deposit ledger w/ photos
  • Portable, disputable rental record
The Process

How It Works.

Move a tenant from application to move-out without paper, phone tag, or guesswork — in five steps. One profile that follows the tenant — and protects the landlord — for every lease that comes after.

  1. 01
    Identity
  2. 02
    Onboarding
  3. 03
    Lifecycle
  4. 04
    Move-out
  5. 05
    Portable
Step 01 · The Oscar Vault

The Oscar Vault — Verified Digital Identity.

Photo IDs and Social Security Numbers are sealed inside the Oscar Vault — matched against official records with KYC-grade checks, encrypted at rest, and never shown to the landlord in plain text.

Government-record match · Liveness check · Encrypted at rest
Step 02 · Onboarding

Onboard And Sign — Fully Paperless.

Landlord invites by email or phone. Tenant reviews the lease, uploads required documents, and e-signs from any device — no app to install, no printing, no mail.

Step 03 · Lifecycle

The Whole Rental, Fully Digital.

Rent collection, renewals, notices, maintenance, and inspections all run inside Oscar — paperless, timestamped, and tied to the lease.

Rent paymentsAuto-collected
Lease renewalsE-signed
NoticesServed digitally
Maintenance requestsTracked
InspectionsPhoto-logged
Deposit outcomesItemized
EvictionsFiled on record
Step 04 · Move-out

Objective Report & Score.

Generated from payment timeliness, condition photos, and complaint count. Tenants can see and dispute it before it's final.

4.8Score
Step 05 · Portable

History Travels With The Tenant.

Their next landlord on Oscar sees the verified record — deposits returned, balances owed, eviction references. Tenant-owned, landlord-readable.

Current
MR
Maya Rodriguez
Verified · 3 yrs
On-time36/36
Deposit$2,400 returned
Rating★★★★★4.9
EvictionsNone
Next
Encrypted end-to-endFCRA-aligned reportingTenant can dispute every entry
On a Lease Timeline

Mapped to every moment of a tenancy.

From the application to the move-out check — each step lands on the record automatically.

  1. 1
    Day 0
    Application
    Identity + screening on file
  2. 2
    Day 3
    Lease signed
    E-signed & versioned
  3. 3
    Day 7
    Move-in
    Condition photos logged
  4. 4
    Month 1+
    Rent + lifecycle
    Auto-collected, timestamped
  5. 5
    Month 12
    Renewal
    Or notice, on record
  6. 6
    Move-out
    Final ledger
    Itemized, portable
✦ How We Verify Every Tenant

Strict Criteria. Zero Anonymous Renters.

If a tenant can't be verified, they can't sign a Oscar lease. Period.

  1. Identity

    Step 01

    Tenant submits SSN, photo ID, and a live selfie. KYC-grade matching, encrypted at rest.

  2. History & Background

    Step 02

    We pull prior Oscar history, FCRA-compliant background, and credit signals — all in one report.

  3. Approved & On Record

    Step 03

    Tenant is bound to a permanent profile, then every step — lease, rent, renewals, notices — runs digitally inside Oscar.

    Permanent record
Welcome to
Oscar
Full legal name
Avery J. Carter
Social Security number verified
•••–••–4821
Photo ID + selfie verified
Match · 99.4%
Email
avery.c@example.com

Encrypted end-to-end. Used only for verification.

Encrypted At Rest
AES-256 + envelope encryption for every SSN.
SOC 2 (In Progress)
Audited controls and access logging.
FCRA-Compliant
Tenant consent, dispute, and correction flow.
Never Shared
No data sold. No cross-landlord lookup without consent.
✦ What Gets Documented

The Receipts You Wish You'd Kept — Kept For You.

No more 'who said what.' Every event in a tenancy lives on the tenant's profile, with timestamps and evidence.

Rent Payments

Every payment timestamped — on time, late (with days late), or missed. Auto-receipts to both parties.

Complaints — For And Against

Log complaints filed by the tenant and complaints filed against them. Both sides become part of the record.

Security Deposit Outcomes

Returned in full, partial with itemized deductions, or balance owed — calculated and recorded automatically.

Who holds the record

Built like infrastructure, not a spreadsheet.

Encrypted at rest
AES-256 envelope encryption for every SSN.
SOC 2 in progress
Audited controls & access logging.
FCRA-compliant
Consent, dispute, and correction flow.
Tenant-owned data
Renters control their record. Always portable.
Common Questions

How it actually plays out.

Oscar
20-minute demo

See it run on your portfolio in 20 minutes.

Bring one address. We'll show identity verification, lease e-sign, rent collection, and the move-out report on a real Oscar tenant — end to end.

Free for landlords, always · No sales call required